Boat and Tote bags have been popular for a few years now and this timeless, well-made bag never seems to go out of style. While you can choose a simple monogram for your bag with your initials, it has become a trend to choose fun sayings to personalize these classic bags. We’ve compiled a huge list of the best boat and tote monogram ideas with fun boat and tote sayings that will help show off your personal style! It’s so fun to choose a whimsical statement to embroider on your bag-it will become the ultimate conversation piece! Plus, you can add flair to your next boat and tote like a pretty scarf or a bag charm or two or you can add a great bag organizer, to keep the interior of your bag in-check. We’ve included some of our favorite boat and tote accessories, bag organizers and bag charm clips to help you accessorize your boat and tote bag.

Table of Contents
Choosing Your Boat and Tote Bag
I love how these bags are built to last. They are made of sturdy canvas that you can wash or spray with fabric protector (see our favorite down below). These super useful canvas tote bags come in four great sizes-small, medium, large and extra large. You can also choose short or long handles, depending on your needs. Plus there is a a fun mini size! The mini boat and tote makes a cute purse with classic coastal vibes. You can choose open top or zip top if you like to conceal your belongings and there are so many fun colors to choose from.
Boat and Tote Bags
Choose from a variety of sizes and colors with open top, zip top and mini.
You can find these open top Boat and Tote Bags in 4 sizes and with long handles or short, in a variety of great colorways!
These Boat and Tote Zip-Top bags are perfect for concealing what is inside your bag. Choose from a variety of colors. These come in 4 sizes and with long handles or short.
This Mini Boat and Tote is the perfect size to carry as a purse or for smaller items. It comes in lots of great colors!
Boat and Tote Monogram Ideas
Warning, these boat and tote bags can be addicting and once you order one, you will be ordering more soon. The boat and tote regular bags can hold either a traditional monogram with initials or boat and tote phrases, up to 10 characters. If you place a phone order, LL Bean can often add more characters to your bag, but if you order online, you can choose boat and tote phrases with up to 10 characters (including spaces). You can embroider the mini boat and tote with a single initial or a 3-letter monogram.
If you are looking to customize your bag with a whimsical word or two, we’ve compiled a list of 200+ Boat and Tote monogram ideas to help you customize your next bag. Most of these boat and tote sayings are within the 10 character limit and make the perfect boat and tote ideas!
We’ve compiled a list of 200+ fun boat and tote monogram ideas, separated into categories of boat and tote sayings. Most of these boat and tote embroidery ideas are within the 10 characters, but if you want to add more characters, you can place a phone order.
Mom Ideas – Boat and Tote Monogram Ideas
- Mom Bag
- Chic Mom
- Momager
- Mom Era
- Mom Life
- Mamacita
- Chauffeur
- Cool Mom
- Fun Mom
- Always Right
- Mom Things
- Tired
- Hands Full
- Hanging On
- Hot Mom
- Boy Mom
- Girl Mom
- Mom Bag
- Mothering
- Lucky Mom
- Mama
- Ur Mom
- Diaper Bag
- Dog Mom
- Dance Mom
- Sports Mom
- Baby Mama
- Ask Your Dad
Travel Ideas – Boat and Tote Monogram Ideas
- Beach Day
- Vacay Slay
- Jetset
- Roadie
- Baggage
- Stowaway
- Carry On
- Overpacker
- Overpacked
- Gone Girl
- Wheels Up
- Where To?
- Vacay Me
- Au Revoir
- Where To?
- Last Stop
- Camper
- Lake Life
- Lake House
- Beach Girl
- Summering
- Wander
- Take A Hike
- Ciao Bella
- Adios
- Coastal Me
- Coasting
- Shoreline
- Beach Bum
- Shell Yeah
- Sandy
- Sun Kissed
- Hot To Go
- Getaway
- Jetlagged
- Trip Mode
- Jet Lag
- Anchors Up
- Boat Babe
- Ship Faced
- Decked Out
- Knot Today
Hobbies & Sports – Boat and Tote Monogram Ideas
- Golf Girl
- Yoga Girl
- Pilates
- Sculpt
- Gym Girl
- Gym&Tonic
- Workout
- CraftyQueen
- Creator
- Surfer Girl
- Create
- Hobbyist
- Craftastic
- Creativity
- Maker Life
- Knit Happy
- Sew Crafty
- Sew Busy
- InStitches
- Stitch Trip
- StitchClub
- Hobby Girl
- Book Lover
- Bookish
- Well Read
- Read Me
- Run Happy
- Just Run
- Runner
Funny & Ironic – Boat and Tote Monogram Ideas
- Coffee Run
- Very Busy
- Plot Twist
- Fierce
- Indecisive
- On The Go
- Girl Boss
- Boss Babe
- Dream Big
- Kinda Boss
- Mad Hustle
- Choose Joy
- Sassy
- Iconic
- A Bit Much
- Yeah. No.
- Nope.
- No Yeah
- Can U Not
- It’s Fine
- Stay Petty
- Seriously
- TTYL
- Hottie
- Spicy
- Extra
- On Brand
- Hot Mess
- Thrifted
- I’ll Wait
- AntiSocial
- Locked In
- CultLeader
- Corp Girl
- Go Getter
- Self Made
- Say Cheese
- I’m Good
- Unpack It!
- Bride
- Full Chaos
- Over It
- Gaslighter
- Hey Y’all
- Dramatic
- Coffee RN
- Hard Pass
- Fragile
- Good Girl
- *Zip Code*
- *Hometown*
- Deja Vu
- Busy Woman
- WorkForIt
- Delulu
- Queen
- Princess
- Side Piece
- Goody Bag
- Send Funds
- Type A
- Genius
- Unplugged
- Who Me?
- No Notes!
- Hard No
- Darling
- Moody
- Blondie
- SunKissed
- Lucky Girl
- Coffee Plz
- Coffee Now
- On Brand
- FOMO
- Chaotic
- Stay Wild
- In The Bag
- Slay
- Unhinged
- HighStrung
- Nap Queen
- No Thanks
- Allegedly
- Everything
- Infinity
- Salty
- The Goods
- Busy Bee
- Full of It
- Full Stop
- Always Right
- Bless
- Fan Girl
- Unprepared
- Sue Me!
- Bag Lady
- This&That
- Too Niche
- No Regrets
- Foodie
- Be Happy
- Moody
- Unbothered
- Bothered
- It Depends
- Schlepping
- High Strung
- Irritated
- Get A Grip
- Text Me
- Tired AF
- Ballsy
- Summer Gal
- Just Vibes
- Hot & Late
- Liability
- Get Lit
- Giddy Up
- Sparkle
- Tini Time
- Gin&Tonic
- Drink Wine
- Wine?
- Diet Coke?
- Fire Me
- Broke
- Hater
- Sue Me
- Fire It Up
- Easy Peasy
- Fired Up
- No Offense
- Menace
- Free Agent
- Old Money
- New Money
- I’m Booked
- Unwell
- Lazy Days
- No Thanks
- Google It
- Feral
- Yapper
- Errands
- Send Help
- Shitshow
- Night Owl
- Spoiled
- Judging U
- Rage Bait
- Redeemed
- AlwaysFull

Boat and Tote Accessories
Dressing up your boat and tote bag is half the fun and the coastal vibes are unmatched! These custom bags look amazing topped off with a pretty scarf and a bag charm and a bag chain. Besides unique Boat and Tote monogram ideas, we’ve curated a list of some of our favorite Boat and Tote accessories like rings to help attach bag charms, bag organizer inserts and more. There are lots of options for carabiner rings to attach bag charms, from round to locking oval ones and we’ve included some of our favorites. Adding a lightweight bag organizer will ensure your bag stays organized inside and organizers are one of my favorite boat and tote accessories. Also, we spray our bags with a fabric protector to add a layer of protection and to help them from getting dirty and we shared our favorites below.
The Best Boat Tote Accessories
If you are looking to personalize your Boat and Tote bag, we found so many fun accessories like bag charms, scarves, bag organizers and more. Plus, we've found the best rings to attach accessories and protective spray to keep your tote bag looking great.
Target has some of the best cute and trendy accessories that are perfect for your next Boat and Tote bag. While the selection changes quickly, they always have lots of cute scarves that make fun bag accessories. Plus, they have fun bag charms and bag handles/chains (choose the 11-12 inch size for the mini and up to 16 inches works great for the taller bags). The 11 inch size looks great on my medium bag.
Anthropologie has some of the prettiest scarves. I have bought both regular silky scarves and ones that are marked as hair scarves too. Plus, they have fun bag charms too. The selection changes quickly on these!
It can be a bit labor intensive to sift through all the bag accessories at Shein, but they have so many pretty, silky bag scarves, bag charms, bag chains and more that are perfect to accessorize your boat and tote. I found that searching by theme, color or using descriptive words such as prints for florals helps me find so many fun accessories.
If you love a colorful boho look, these Block Print Scarves would be a gorgeous addition to any Boat and Tote bag. You can find them in small sets or larger sets and it would be fun to switch them out to add some color to your bag. See all of the bandana sets in different colorways.
These gorgeous Starwhisper Cotton Bandanas come in so many pretty patterns. You can find them individually or in a set. There are so many stunning options.
Amazon has so many pretty satin scarves that are perfect for bags, plus they have a variety of colorways at affordable prices.
These highly-reviewed and super affordable Gold Initial Letter bag charms are cute for any Boat and Tote. Choose your favorite initial.
These cute Gold Handbag Strap Chains are adorable accessories for the mini boat and tote and the taller bags. The mini looks best with chains around 11-12 inches and the taller bags look good with up to 16 inches. The double layer styles are so cute! This size looks good on my medium bag.
This super cute Heart Bag Charm Purse Chain is charm style and perfect for the Boat and Tote Mini and the taller bags. This size looks great on my medium bag too. You can also choose from other bag chains with beach themes, cherries and more.
Nordstrom is a great place to find adorable bag charms and fun bag chains. The Chelsea28 line has some super trendy and affordable bag charms and chains and I love these Needlepoint Furbish Bag Charms. You can also find fun bag charms at the Nordstrom Rack.
These adorable custom tote bag charms and bag chains at BaubleBar are so fun! The custom Alpha Tote comes in so many pretty colors, three sizes and you can do two letters or three on your bag. The smallest size is adorable as a purse. The bag chains are 15 inches and would be great for a regular boat and tote and they have some fun bag charms too.
These textured Metal Purse Strap O Rings are so pretty and are perfect for adding to your straps to give something for you to hook your bag chains and charms to your bag. I used the 1.25" size for my medium boat and tote and these work on the mini too. They are also available in a larger size if you would like it to dangle more.
These Detachable Snap Hook Swivel Clasp with Screw Bars also work great for attaching bag charms and chains. I used the 1.25 size for my medium boat and tote, but a larger size is available. I was able to attach a charm to the hook and a bag chain to the upper part. The hook hands away from the bag a little bit so your charm dangles freely, away from the bag with these hooks.
These elegant Brass Locking Carabiner Rings are very elegant and easy to use. They screw to open. This 2.36 size will dangle down on your bag (your charms and chains will sit lower on your bag), but they have an elegant look to them and hold a lot of bag charms.
These Oval Gold Carabiner Clips are perfect for attaching charms and chains. They are 1.57 inches and will dangle a little bit, but they are great options for your bag.
This lightweight, Felt Purse Organizer Insert is perfect for the mini size boat and tote bag. I love this one because it has a zippered compartment that velcros in and out of your bag. It includes lots of pockets for smaller items. I am using the Regular Medium size for my mini boat and tote, since it has such a wide opening.
I ordered this Doxo Insert Organizer Bag for my medium boat and tote. While I recommend only putting leak-proof water bottles in your bag, I wanted an insert that would hold a water bottle and still has some space for larger items, a zippered pocket and a few other pockets, around the edges of the organizer. This high-quality purse organizer insert is crafted with a durable exterior of premium DuPont Paper, making it lightweight, waterproof, and incredibly easy to clean. The interior features a smooth, silky nylon lining that protects your bag's interior.
This Tote Bag Organizer Insert with Cup Holder and Zipper Bag from Tovice is also a great organizer for the Boat and Tote. It's lightweight, has an elastic water bottle holder and an outside pocket for a laptop.
I used this RepelWell Upholstery Protect Stain & Water Repellent Spray to protect my bags. I did a few coats, both inside and out. While it is not 100% waterproofing, it adds an extra layer of protection to your bags. I love that it is eco-friendly.
ForceField Fabric Protector Spray is another Long-Lasting, Non-Toxic Water & Stain Repellent that would be perfect for your bag. I lean toward the non-toxic repellents to protect my bags and this is a great option.
Scotchgard Fabric Water Shield, while NOT considered non-toxic, it provides a super strong shield from water and stains. It is also long-lasting and affordable.
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